Coverage specifically designed for medicinal and recreational cannabis businesses in states permitting the sale and/or use of cannabis and cannabis products.

Program Highlights

  • Mono-line and Package coverages available
  • Medicinal and Recreational Operations
  • Hired and Non-Owned Auto
  • $10.0M Property Limits
  • $5.0M Crop Limits
  • Additional Insured / Primary Wording / Waivers of Subrogation are available under this program
  • A+ “superior” AmBest Rated
  • Exclusive credits and Coverages
  • Property Enhancement $25, 000 blanket coverage
  • Online Submission Suite

Coverages

  • General Liability
    • Occurrence – A+ Rated carrier
    • Up to $2.0M /$2.0M Occurrence/Aggregate NEW
    • Pesticide and Herbicide Applicators Endorsement NEW
    • Wavier, Primary and Non-Contributory Endorsements
  • Product Liability
    • Claims Made – A Rated Carrier
    • $1.0M /$2.0M Occurrence/Aggregate
    • Product Withdrawal Endorsement NEW
    • Minimum Premium $1,250.00 NEW
    • Up to 5 year Retro Date NEW
  • Excess Liability
    • Occurrence – A+ Rated Carrier
    • Up to $4.0M limits
  • Property
    • ISO Property Forms – A+ Rated Carrier
    • Up to $10.0M Property Limits Per Location NEW
    • Minimum Premium $500.00
    • Property Endorsements – Including Transit/Cargo
    • Stock Throughput Options NEW
  • Crop
    • Non-Admitted Carrier – A+ Rated
    • Up to $10.0M Living Plants NEW
    • Stock Throughput Options NEW
  • Equipment Breakdown
    • Admitted Carrier – A+ Rated Carrier
    • Up to $10.0M Limits
    • Loss of Business Income
    • Reputational Recovery
    • Data Compromise
  • Workers Compensation
    • All 50 States
    • Classification Minimum Premium May Apply

Classifications

  • Cultivation
    • Indoor
    • Outdoor
    • Greenhouse
  • Processors/Harvesters
    • Owned
    • Sub-Contracted
  • Manufacturers
    • Cannabis Products
    • Non-Cannabis Products
  • Wholesaler/Distributors
    • Brokers
  • Transporters
    • Owned
    • Sub-Contracted
  • Franchisers
    • In State or Multi State
  • Dispensary/Retail
  • Transportation
    • Business to Business
  • Laboratory
  • Property Management
  • Landlord/Building Owners
  • Tobacco Retail Store
  • Garden Store
    • Retail and Wholesale
    • Hydroponics
  • Schools

Available in all states and DC where all approved cannabis and hemp operations are legalized for medicinal or recreational purposes.