Coverage specifically designed for medicinal and recreational cannabis businesses in states permitting the sale and/or use of cannabis and cannabis products.
Program Highlights
- Mono-line and Package coverages available
- Medicinal and Recreational Operations
- Hired and Non-Owned Auto
- $10.0M Property Limits
- $5.0M Crop Limits
- Additional Insured / Primary Wording / Waivers of Subrogation are available under this program
- A+ “superior” AmBest Rated
- Exclusive credits and Coverages
- Property Enhancement $25, 000 blanket coverage
- Online Submission Suite
Coverages
- General Liability
- Occurrence – A+ Rated carrier
- Up to $2.0M /$2.0M Occurrence/Aggregate NEW
- Pesticide and Herbicide Applicators Endorsement NEW
- Wavier, Primary and Non-Contributory Endorsements
- Product Liability
- Claims Made – A Rated Carrier
- $1.0M /$2.0M Occurrence/Aggregate
- Product Withdrawal Endorsement NEW
- Minimum Premium $1,250.00 NEW
- Up to 5 year Retro Date NEW
- Excess Liability
- Occurrence – A+ Rated Carrier
- Up to $4.0M limits
- Property
- ISO Property Forms – A+ Rated Carrier
- Up to $10.0M Property Limits Per Location NEW
- Minimum Premium $500.00
- Property Endorsements – Including Transit/Cargo
- Stock Throughput Options NEW
- Crop
- Non-Admitted Carrier – A+ Rated
- Up to $10.0M Living Plants NEW
- Stock Throughput Options NEW
- Equipment Breakdown
- Admitted Carrier – A+ Rated Carrier
- Up to $10.0M Limits
- Loss of Business Income
- Reputational Recovery
- Data Compromise
- Workers Compensation
- All 50 States
- Classification Minimum Premium May Apply
Classifications
- Cultivation
- Indoor
- Outdoor
- Greenhouse
- Processors/Harvesters
- Owned
- Sub-Contracted
- Manufacturers
- Cannabis Products
- Non-Cannabis Products
- Wholesaler/Distributors
- Brokers
- Transporters
- Owned
- Sub-Contracted
- Franchisers
- In State or Multi State
- Dispensary/Retail
- Transportation
- Business to Business
- Laboratory
- Property Management
- Landlord/Building Owners
- Tobacco Retail Store
- Garden Store
- Retail and Wholesale
- Hydroponics
- Schools
Available in all states and DC where all approved cannabis and hemp operations are legalized for medicinal or recreational purposes.